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Insurance

Through our insurance affiliates, we offer a wide range of insurance products for individuals and businesses. You can count on our experienced staff to deliver the coverage that’s right for you, plus great service and competitive prices.

Personal

Click below for more information on the following products for individuals:

Property

  • Home
  • Auto and Recreational Vehicles
  • Excess and Umbrella

Health & Life

  • Health
  • Term Life
  • Long-Term Care

Business

Click below for more information on the following products for businesses

Property and Liability

  • General Liability
  • Commercial Auto
  • Property
  • Directors/Officers, and more

Employee Benefits

  • Health
  • Dental
  • Long-Term Care
  • Other Group/Voluntary Plans
© 2003 - 2017 Saratoga National Bank and Trust Company NMLSR ID 474340
INSURANCE AND INVESTMENT PRODUCTS:
Not a deposit, Not FDIC Insured Not Insured by Any Federal Government Agency Not Guaranteed by the Bank  May Go Down in Value
Insurance products are offered through Upstate Agency LLC (Chestertown, N.Y.); McPhillips Insurance Agency - a division of Glens Falls National Insurance Agencies, LLC (Glens Falls, N.Y.); and Capital Financial Group, Inc. (South Glens Falls, N.Y.). These agencies are non-bank subsidiaries of an affiliate company of corporate ownership and control and are licensed to sell insurance in New York State and act as agents for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.