Saratoga National Bank and Trust Company delivers quality service with competitive rates to municipalities, school districts and other government-related entities. Our long-standing commitment to the community and dedicated customer support provide the foundation for strong relationships with our municipal customers.
No matter your banking needs, we can help. Below is a comprehensive list of products and services.
Checking and Savings
We offer interest- and non-interest bearing checking accounts with deposit convenience and complete check-writing privileges, as well as savings accounts and competitive rate certificates of deposits. Choose from the following options:
- Non-Interest Checking
- Interest Checking
- Regular Savings (variable interest rate)
- Money Market Savings
- Certificates of Deposit (terms ranging from seven days to one year)
- Health Savings Accounts
- Collateralization of Deposits
Cash Management Solutions
These smart banking tools are available to help you track expenses and grow profits. Click on any of the links for more information:
Saratoga National offers competitive interest rates for municipal borrowing requests, including:
- Bond anticipation notes
- Tax anticipation notes
- Revenue anticipation notes
- Serial bonds
We will accept a local legal opinion on all such borrowings and we require a copy of current financials for municipal customers.
We're here to meet all of your banking needs.Click on the links below for more details:
For more information on our Municipal Banking services, contact Angela MacMurray, Municipal Banking Officer, at (518) 415-4221.