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Your journey to homeownership just got easier.

APPLY ONLINE or talk to our originators

First-Time Homebuyer Loan

We offer a loan designed specifically for first-time homebuyers. Our program features low down-payment requirements and tons of cost-savings for you!

Who Qualifies?

To meet the qualifications for our First-Time Homebuyer Loan, you must:

  • Provide a 3% minimum down-payment (includes affordable housing grants)
  • Live in the property as your primary residence (can be a one- or two-family home)
  • Must buy a home in our service area
  • Meet a minimum credit score
  • Meet the income limit (80% or less of the area median income) or buy a home in a low- or moderate-income tract


Only 3% Down: Our program features low down-payment requirements.

Rate Discount: Take advantage of our special low rates.

Waived Fees: We waive fees and origination charges.

No PMI or Government Guarantee Fees: We'll cover the private mortgage insurance (PMI).

Up to $9,500 for down payment or closing costs: The Homebuyer Dream Program™ is available for eligible homebuyers.

Start With a Free Consultation

Call us to find out how to get started! Our Mortgage Professionals will discuss if this program is right for you and help get you started on the path to homeownership.

Roadmap to Closing

If you're considering heading down the path to homeownership for the first time, be sure to take a look at our Roadmap to Closing.


For more information, contact one of our Mortgage Professionals.