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Financial Literacy

Saratoga National Bank is committed to promoting financial literacy in our communities through year-round participation in existing community and nonprofit programs such as Teach Children to Save and Volunteer Income Tax Assistance, or VITA.

Below are links to information about these programs, as well as resources on managing your finances, planning for retirement and more:

Free Tax Return Assistance

The IRS offers free tax help to qualifying taxpayers through its Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs. Follow the links to find out more about these programs and who’s eligible, or search for a provider near you.

FDIC Consumer News

The Federal Deposit Insurance Corporation provides information and links to resources to educate and protect consumers. Browse information on financial literacy, picking the right loans and mortgages for you, protecting your bank accounts and understanding financial privacy.

MyMoney.gov

MyMoney.gov is a government site dedicated to teaching Americans the basics about financial education. Whether you are buying a home, balancing your checkbook, or investing in your 401(k), the resources on MyMoney.gov can help you maximize your financial decisions. The site also features important information from more than 20 Federal agencies and Bureaus to help you make smart financial choices.

Senior Financial Fraud

Saratoga National Bank regularly delivers free presentations in the community on how to spot and prevent financial fraud that targets senior citizens. For more information or to find out when a free seminar is scheduled near you, please call us at (518) 583-3114.

Social Security Retirement Info

The official Social Security website provides information on benefits, as well as a retirement planner and a tool to estimate your full retirement age.

Teach Children To Save

Saratoga National Bank is a proud participant in the American Banker Association’s Teach Children To Save (“TCTS”) Program. Through visits to local schools, our staff share valuable lessons on the importance of saving from an early age. Visit the TCTS site for tips and additional resources on saving for you and your family.