Dealer Payoff Center | Saratoga National Bank

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Dealer Payoff Center

 

Are you a car dealer trying to pay off a customer loan? Our Dealer Payoff Center allows you to find and close out a loan using only the Vehicle Identification Number (VIN) and the borrower’s Zip code. It’s a fast and paperless way to pay off a loan, and it’s more cost-efficient than overnighting a payment. Here’s how it works:

  • Click the Make a Payment button and fill out a short form
  • View the payoff amount and enter simple lien release instructions
  • Enter payment information
  • There is an $8.99 fee per loan payoff via ACH
  • Follow the prompts to review and confirm all information

That’s it! It only takes about five minutes. Same-day loan payoff will go through Monday through Friday if payment is entered before 5 p.m. Payments made after 5 p.m. on Friday will process on Monday.

Here to Help

We are dedicated to providing you the best experience. Please reach out to Loan Services at (518) 415-4260, Monday to Friday from 8 a.m. to 5 p.m., for help making a payment.