A close-up of a business person shaking the hand of a construction worker

Business Loans

No matter the size of your business, we can help with your lending needs. We offer creative financing and prompt responses to loan requests, plus quality customer service, competitive rates and the business lending expertise that has positioned us as the Small Business Administration's No. 1 "Small Community Lender" in the Capital Region for six consecutive years.

Lines of Credit

For working capital or recurring financial needs.

Term Loans

Can be used to purchase equipment or finance other capital expenditures related to your business. Term-loan financing is available for periods up to seven years.

Commercial Mortgages

Available for the purchase, refinance or improvement of commercial properties. Terms up to 20 years.

Other Loans

We also offer the following other loan programs:

  • Letters of Credit
  • Tax-Exempt Financing for Fire Companies
  • Credit Cards 

Lending Partners

We work with the following lending partners; visit their websites for more information on their services:

Meet Our Team

Our experienced Corporate Banking Officers are available to answer questions and find the right loan to meet your business’ financing needs. Click Here » to meet our team. 


For more information on Business Loans, call (518) 583-3114.