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Explore Special Offers in Latham!

Welcome to our Latham Office! Our expert team is ready to help you achieve your financial goals, while making everyday banking more convenient.

Take advantage of these special offers!

Consumer Special

Open a High-Interest Checking account and get $250* plus earn 2% APY** when you make one deposit of $1,000 or more and meet the High-Interest Checking monthly requirements**in the first 60 days: set up a direct deposit, use your debit card 10 times a month and sign up for Internet Banking and Online Statements.

Business Special

Open a Free Business Checking account and get $250*** when you make one deposit of $1,000 or more in the first 60 days.

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*Offer is available to new personal checking customers only at our Latham Office. Existing checking customers and business checking accounts not eligible. One offer per person. Terms and conditions may apply. Offer expires on 6/15/21. The minimum deposit to open a High-Interest Checking account is $5. To qualify for the $250 bonus, you must make a single deposit of $1,000 or more into the new account and meet the other High-Interest Checking product requirements within 60 days of account opening (see below). Please allow an additional 60 days after expiration of the qualification period and upon completing requirements to receive the $250 deposit in your new Saratoga National Bank checking account (account must be open with a positive balance). The $250 deposit will be reported as interest income to the IRS in the form of a 1099-INT. This limited-time offer is subject to change or cancellation without notice at the Bank’s discretion and cannot be combined with any other offer.
**High-Interest Checking is a variable rate account and the Annual Percentage Yield (APY) may change at the Bank’s discretion. To earn the APY stated above and receive the rebate of ATM surcharges up to $15 per statement cycle, eligibility requirements must be met. For daily balances under $25,000, the APY paid on the entire balance will be 2.00%. For the portion of the daily balance that is $25,000 or greater the APY will range from 2.00% to 0.05% depending on the balance in the account. ELIGIBILITY REQUIREMENTS: Individuals must have a recurring Automated Clearing House (ACH) direct deposit; be enrolled in Online Statements through Internet or Mobile Banking and use their debit card ten (10) times in a statement cycle to qualify for this account. Debit card usage does not include ATM transactions. Debit card transactions that are in a pending status at time of statement cycle cutoff will not count toward eligibility requirements. Direct Deposit is recurring income electronically deposited into your checking account and may include salary, pension, Social Security, and Supplemental Security Income (SSI) benefits and other regular monthly income. A statement cycle is the period of time between account statements. If eligibility requirements are not met in a statement cycle, the entire balance will earn an APY of .05% and ATM surcharges will not be rebated. The minimum deposit to open High-Interest Checking is $5. If Online Statement enrollment is not met, there is a $3 monthly fee for paper statements. Fees may reduce earnings. Annual Percentage Yields (APYs) are accurate as of 3/21/21.
***Offer is available to new business checking customers only at our Latham Office. Existing business checking customers and personal checking accounts not eligible. One offer per business. Terms and conditions may apply. Offer expires on 6/15/21. To qualify for the $250 bonus, you must make a single deposit of $1,000 or more into the new account within 60 days of account opening. Please allow an additional 60 days after expiration of the qualification period and upon completing requirements to receive the $250 deposit in your new Saratoga National Bank Checking account (account must be open with a positive balance). The $250 deposit will be reported as interest income to the IRS in the form of a 1099-INT. This limited-time offer is subject to change or cancellation without notice at the Bank’s discretion and cannot be combined with any other offer.