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  • Home Equity Solutions to Fit Your Needs

Woman looking at laptop screen while small dog looks over her shoulderWe're Here for You

We're here to help if you are experiencing financial hardship as a result of COVID-19.
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The word give written on a piece of paper attached to a cork boardCOVID-19 Update

We offer a number of ways to bank on your terms, including from the comfort of your home.
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On Call Phone Banking

Access your accounts by phone and check balances, transfer funds, pay bills and more.
Enroll Today »

© 2003 - 2020 Saratoga National Bank and Trust Company NMLSR ID 474340
Equal Housing Lender / Member FDIC
INSURANCE AND INVESTMENT PRODUCTS:
Not a deposit, Not FDIC Insured Not Insured by Any Federal Government Agency Not Guaranteed by the Bank  May Go Down in Value
Insurance products are offered through Upstate Agency LLC (South Glens Falls, N.Y.) This agency is a non-bank subsidiary of the Arrow Financial Corporation family of companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.