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The Saratoga National Family of Insurance Agencies

Saratoga National Bank and Trust Company offers personal insurance products through non-bank subsidiaries McPhillips Insurance Agency and Upstate Agency, LLC.

If you are interested in an online personal Automobile or Homeowners quote with one of our independent insurance agencies, please start your ONLINE QUOTE below and a representative from McPhillips or Upstate will contact you to discuss after you have completed the process.

© 2003 - 2017 Saratoga National Bank and Trust Company NMLSR ID 474340

Saratoga National Bank and Trust Company insurance agencies receives compensation from insurance companies or their affiliates in the form of commissions, which are calculated as a percentage of the premium paid to the insurance company by a customer and additional compensation from some other insurance companies based on contingent criteria such as the amount of the total premium collected by an insurance company, underwriting profitability, or other factors. The amount of additional compensation, if any, is not generally known until the completion of the underwriting year. Please contact (518) 793-4121 if you have any questions.

The purchase of insurance from one of our subsidiary Insurance Agencies is completely optional. Whether or not you purchase insurance will not affect any application for credit or the terms of any existing credit agreement. 

INSURANCE AND INVESTMENT PRODUCTS:
Not a deposit, Not FDIC Insured Not Insured by Any Federal Government Agency Not Guaranteed by the Bank  May Go Down in Value
Insurance products are offered through Upstate Agency LLC (Chestertown, N.Y.); McPhillips Insurance Agency - a division of Glens Falls National Insurance Agencies, LLC (Glens Falls, N.Y.); and Capital Financial Group, Inc. (South Glens Falls, N.Y.). These agencies are non-bank subsidiaries of an affiliate company of corporate ownership and control and are licensed to sell insurance in New York State and act as agents for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.