INVESTMENTS
Saratoga National Investment Services offers access to a full
range of investments – stocks, bonds, mutual funds and
annuities – through our partnership with UVEST Financial
Services, a registered broker/dealer.
• Stocks: Brokerage services are available to
our clients along with advice on their investment choices.
• Bonds: A bond is traditionally a conservative
investment, compared to stocks. There are an array of corporate
and tax-free bonds.
• Mutual Funds: A mutual fund is an investment
vehicle that affords the average investor the opportunity to
purchase a variety of securities in a professionally managed,
diversified portfolio. There are literally thousands of mutual
funds to choose from, ranging from very conservative to very
aggressive, taxable and non-taxable.
• Annuities: An annuity is an investment product
made available by insurance companies. There are many advantages
of annuities connected to their ability to grow on a tax-deferred
basis. There are several types of annuities, fixed, immediate
and variable, to fit your financial objective.
• Financial Planning: For higher net worth individuals
a comprehensive financial plan is essential to meeting financial
goals and objectives. Our Certified Financial PlannerTM
prepares a customized formal plan that covers the areas of personal
net worth, cash flow analysis, investment planning, college
planning, insurance planning and retirement and estate planning.
For more information on these investments, please contact Colleen
Hamel at Saratoga National Investment Services 518-583-3114.
INSURANCE AND INVESTMENT PRODUCTS:
| Securities (including mutual
funds and annuities) are offered through UVEST Financial
Services
(Member FINRA and
SIPC), Four Broad Street
Plaza, Glens Falls, NY 12801. UVest and Saratoga National
Bank and Trust Company are independent entities.
Investors should carefully
consider the investment objectives, risks, charges and
expenses of The North Country Funds®. Other fees and
expenses do apply to a continued investment in the fund.
This and other information about The North Country Funds®
is contained in the prospectus, which can be obtained
by calling (518)583-3114 or (518)584-8120. The prospectus
should be read carefully before investing. The North Country
Funds® are distributed by Aquarius Fund Distributors,
LLC., Member NASD.
The North Country Funds®
are a Registered Service Mark of North Country Investment
Advisors, Inc.
Insurance products offered
are through Capital Financial Group, Inc. (South Glens
Falls, N.Y.).
Capital Financial Group, Inc. is a nonbank operating subsidiary
of an affiliated company under corporate ownership and
control and is licensed to sell insurance in New York
State
and act as an agent for issuing insurers.
Insurance policies are obligations of the insurers that
issue the policies.
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