BUSINESS AND COMMERCIAL BANKING

• Business Checking: These checking accounts provide deposit convenience and complete check writing privileges.

• VISA® Business Check Card:

Easy Financial Control: Keep track of your business purchases the convenient way.
Convenient Itemized Statements: All your purchases are itemized on your monthly business checking account statement. That way, you're always in control.
Rewards For You: Earn rewards with our new Points2U™ Program.

• Payroll Direct Deposit Checking: Provide your employees with checking that offers no monthly maintenance fees or per check charges and a variety of benefits while saving your business time and money.

• Business Loans: We provide prompt responses to your business requests by offering a variety of commercial loans.

• Merchant Credit Card Services: Our wide variety of merchant services are designed to provide merchants with the speed, simplicity and accuracy required when authorizing customers’ credit card purchases. Our data capture service also reduces your cost of doing business.

• Employee Benefit Plans: Saratoga National Bank offers management of pensions, profit-sharing and 401(k) plans and other types of retirement plans for businesses.

• Internet Banking and Commercial Cash Management: Saratoga National Bank offers your business the convenience of Internet Banking as well as a full array of commercial cash management services, including ACH originations to assist you in managing your business accounts.