Personal Banking - Other Services

Saratoga National Bank offers a variety of products and services to meet your financial needs. We would be happy to provide you with additional information on any of our services and help you find the best product to serve your needs. Please stop by any of our offices, cal 583-3114 or contact us through our website.

Other Services

Visa® Check Card: Use your Visa Check Card to make purchases just as you would with a credit card. Your Visa Check Card debits your checking account directly for the amount of your purchase. Purchases are listed on your monthly checking account statement, along with your regular account activity. Quick, convenient, safe and hassle free.

On-Call Banking: Banking at your fingertips with our On-Call Telephone Banking Service. Quick and easy to use and accessible any time day or night. As always, we are happy to serve you in person, but when you can’t make it to the bank, or are not near a computer, please use our On-Call Banking Service. Locally, 793-1327.

Internet Banking with Bill Payment Option: Saratoga National’s Internet Banking and Bill Pay Service provides you with a simple to use, versatile and economical way to do your banking from home, office or anywhere, 24 hours a day. Pay bills without writing checks or paying for postage and send payments anywhere in the U.S. You can schedule payments for the term of your loan, send a secure e-mail to the bank, or set account balance alerts. Contact the branch nearest you or apply through the Internet Banking link on our website.

Easy Switch Kit: Use our Easy Switch Kit to make it easy to move your checking account, switch your payments or set up Direct Deposit and Bill-Pay from another financial institution. For your convenience, please print and complete the Easy Switch Kit Form and bring it to any Saratoga National Bank Office.

Safe Deposit Boxes: It is a convenient place to store important items that would be difficult or impossible to replace. The safe deposit box also offers privacy (only you have access). Although many people like to keep valuables close by in a closet, safe or file cabinet at home or in the office, these places probably are not fireproof, waterproof or as secure.

F.D.I.C. Insurance: Savings, checking and other deposit accounts, when combined, are generally insured to $250,000 per depositor. Deposits held in different categories of ownership – such as single or joint accounts – may be separately insured. Also, the FDIC generally provides separate coverage for retirement accounts, such as individual retirement accounts (IRAs) and Keoghs, insured up to $250,000. The FDIC insures deposits only. It does not insure securities, mutual funds or similar types of investments.