Personal Banking - Loans

Saratoga National Bank offers a variety of loan products created with you in mind and to meet your financial needs. We would be happy to provide you with additional information on any of our services and help you find the best loan product to serve your needs. Please visit any of our offices, call 583-3114 or contact us through our website.

Loan Services

Mortgages: We can help you open the door to a new home or provide you with reliable advice on refinancing your existing home. We offer a variety of loans from Conventional, to new construction loans, as well as jumbo and bi-weekly mortgages. Count on us for the mortgage that is right for you with innovative financing, sound advice and a fast response to your loan request. Contact any one of our mortgage professionals for more information at 583-3114.

Home Equity: Finance projects, purchases and expenses with the only home equity loan you’ll ever need. The Home Equity Line Combo features a line of credit with the flexibility of both a line and a loan offering varied ways to obtain advances. Loan repayment restores line availability. There is continuous accessibility of competitive fixed or variable rates, flexible payment options and terms.

Personal and Auto Loans: For new and used automobiles, recreational vehicles or home improvement projects. Variable and fixed interest rates with repayment terms designed to fit your budget, from 1 to 5 years. Payments can be made conveniently through automatic withdrawal from a Saratoga National Bank checking or savings account or with our Internet Banking Bill Payment Service.

Special Notification For Consumer Loan Insurance