Copyright 2003-2014 Saratoga National Bank and Trust Company NMLSR ID 474340
Equal Housing Lender/Member FDIC
INSURANCE AND INVESTMENT PRODUCTS:
NOT A DEPOSIT
NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NOT GUARANTEED BY THE BANK
MAY GO DOWN IN VALUE
Insurance products are offered through Upstate Agency LLC (Chestertown, N.Y.); McPhillips Insurance Agency - a division of Glens Falls National Insurance Agencies, LLC. (Glens Falls, N.Y.); Loomis and LaPann, Inc. (Glens Falls, N.Y.); and Capital Financial Group, Inc. (South Glens Falls, N.Y.). These agencies are non-bank subsidiaries of an affiliate company of corporate ownership and control and are licensed to sell insurance in New York State and act as agents for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.