Personal Banking - Checking

Saratoga National Bank offers a variety of checking products created with you in mind. We would be happy to provide you with additional information on any of our services and help you find the best checking account to serve your needs. Please call any of our offices or 583-3114. You can also contact us through our website at saratoganational.com or stop by to see our friendly staff in person.

Checking Account Services

Pony Express: A convenient no minimum balance checking account with no per check fee and no monthly maintenance fees. Low minimum deposit required to open. Account necessitates customer to receive qualified government or payroll direct deposit.

Go Green: Convenient environmentally friendly no minimum balance checking account. No minimum deposit to open and no direct deposit required. Monthly statements are provided through access to Internet Banking.

Mobile Alert Banking: Allows you to receive notifications about your card activity via text messages to your cell phone or even email! Features include: check your balance 24/7, receive a text or email when your debit card is used, alert you to suspicious activity. Sign up today.

Thoroughbred / Champion Money Market Accounts: These higher rate money market checking accounts are tiered, variable interest bearing accounts. There are minimum deposit requirements to open and maintain to avoid monthly maintenance fees and earn interest.

Thoroughbred and Winners Circle Checking: A variable rate of interest checking account that requires a minimum amount to open and maintain to avoid service charges.

Mortgage / Newcomer: An interest bearing account with a low minimum balance required. There are no per check fees or monthly maintenance fees during the lifetime of the mortgage.

Golden: No minimum balance requirement and no per check fee or monthly maintenance fee for qualifying customers.

Budget Account: There is no minimum balance to maintain and a small minimum deposit required to open. A modest per check fee is assessed.

Basic Banking: Save time and money while receiving a complete paper record. No minimum balance, nominal monthly maintenance fee and non-interest checking account. Perfect for the customer that only need to write a few checks each month.