Business and Commercial Banking

• Business Checking: These checking accounts provide deposit convenience and complete check writing privileges.

• VISA® Business Check Card:

Easy Financial Control: Keep track of your business purchases the convenient way.
Convenient Itemized Statements: All your purchases are itemized on your monthly business checking account statement. That way, you're always in control.
Rewards For You: Earn rewards with our new Points2U™ Program.

• Payroll Direct Deposit Checking: Provide your employees with checking that offers no monthly maintenance fees or per check charges and a variety of benefits while saving your business time and money.

• Commercial Loans: We have commercial loans for any size business, with prompt responses to loan requests. Our knowledgeable and creative financing, mixed with sound advice has given us a solid reputation.

• Employee Benefit Plans: Saratoga National Bank offers management of pensions, profit-sharing and 401(k) plans and other types of retirement plans for businesses.

• Internet Banking and Commercial Cash Management: Saratoga National Bank offers your business the convenience of Internet Banking as well as a full array of commercial cash management services, including ACH originations to assist you in managing your business accounts.

• Health Savings Accounts (HSA): Saratoga National Bank's HSA account offers a convenient, tax-advantaged way for your employees to save for their healthcare expenses, while assisting your business in controlling healthcare costs.